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> Insurance for new drivers! OMG
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masseur get a mini.....
i pay £180 a year
ok, im over 25 and have 5 years no claims... but its double that for most other things - at least
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Posted: 2008-05-28 15:10:11
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have you seen the price of mini's? even the old style are £800+ for something reliably decent. mind you I suppose if the insurance is that much less then we can spend more on the car but its swings and roundabouts I guess
worth a check out anyway. ta!
on the other hand, the peugeot has electric windows and a sun roof. not sure the old style mini has many comfort features
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Posted: 2008-05-28 15:18:25
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i bought a 1988 vw gti for 65quid from the scrap yard 65quid also included some 16" alloy wheels i found there, engine was great apart from having the wrong exhast system and it didn't like going into 5th gear, bodywork was a bit of a mess.
when buying a used car you should check for damage to the round the ingition area & check the all the vin numbers match to make sure it's not stolen also if you can lift up the carpet to check it's not a cut & shunt, check the engine for any signs of leakages and check along the wheel arches for rust.
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Posted: 2008-05-28 15:36:15
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Try virgin car insurance. When I asked them why they don't participate in go compare or money supermarket etc, their response was "we don't need to, we know we're the cheapest"
And as it happens my BMW is now £48p/m fully comp. Tesco wanted £1100, Norwich union wanted nearly £1300. Give Virgin a go mate.
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Posted: 2008-05-28 15:37:22
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Try gocompare and moneysupermarket, i'm 23 and only just getting my first car and i got quoted anything between £500 - £3,000. You really have to shop around to be honest. Also when i passed my test i got given a booklet with various insurance companies that specialize in new and young drivers, maybe they still give those out. The cheapest i found for myself was Admiral, that didn't show up on the comparison sites so i did that independently. I'd definately look at 1.2 engines too and cars that are not too old as that will bump the premium up too.
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Posted: 2008-05-28 15:39:48
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just tried virgin but unfortunately their quote is £2065, Admiral just quoted £2409!
seems the one I found earlier on gocompare for £985 is going to be the best. I spoke to them and they confirmed it was all calculated correctly but couldn't explain why they are half of anyone else. excess is only £250 too
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Posted: 2008-05-28 15:54:56
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That price is good for a 17 year old, a friend of mine has a brother and her parents got a quote of £6,000 from one company he is also in the same situation. I don't think any one company can be cheaper for a variety of people you just have to keep trying. Tesco are cheap but the excess is very high, i got quoted £516 from them but you didn't get benefits like a courtesy car or windscreen cover.
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Posted: 2008-05-28 15:58:33
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I just tried confused.com but they seem to have come up with the same results as gocompare, which makes me feel better about that cheap quote we have.
now, to see if I can get the car still!
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Posted: 2008-05-28 16:05:04
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I'll shut up then hehe lol.
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Posted: 2008-05-28 16:07:30
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all advice has been gratefully received
a question I just thought of, do you earn no claims bonus on 3rd party only policies?
I seem to recall that you don't but it seems logical that if you have been driving on either a comprehensive or 3rd party policy and had no accidents/claims you'd think you'd earn NCB either way
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Posted: 2008-05-28 16:10:21
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