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< Esato Forum Index > General discussions > Non mobile discussion > Are you in Debt? Or are you a Spend-a-holic Bookmark topic

Bit of a personal Question but does anyone here have enormous debt probs? like getting themselves into serious debts/overspending.

me myself owe about £500 so im pretty good in that sense,
I love paying my bills, it's a big buzz at the end of the day..

unfortuantley for some though they will shop till it gets out of hand then there in trouble like for instance somebody in my sisters life owes £10,000

you can only think how on earth,
btw are you lot in deep or are you good with your cash?

hopefully some of you will post here the serious true anyways so awaiting your responses all


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Posted: 2007-12-20 03:31:44
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I am unfortunately very seriously in debt

When I was 18 I spent spent spent and never thought about the consiquences.

Wish I could go back now and say no
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Posted: 2007-12-20 03:40:59
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@miss uk - I guess the TITLE of the THREAD may just APPLY to one type of person . . . I mean . . . if that person shopped LIKE there's NO tomorrow and USES his/her CREDIT card . . . he/she will END up HEAVILY in DEBT . . . don't ya THINK so !
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Posted: 2007-12-20 03:42:32
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if you have credit card debt they say the best way to solve it is if you cut your cards up, I wouldn't do that as im pretty good not to use it anyway I got offered a N95 8GB for £200 2 weeks ago I so badley wanted it but I honesty just said no!

@ Fat, hopefully you will get yourself out of it one way or another just try to say no to things you buy for the fun of it, alot of people buy stuff they don't need
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Posted: 2007-12-20 03:47:09
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@miss uk(elele) - That's a MIRACLE !! ! ! ! That calls for a BIIIIIIG celebration I guess !
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Posted: 2007-12-20 03:49:51
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Tbh I do think I have a problem. And it isnt easy to admit that you have the problem

I seem to wanna spend! Even if I have £1 in my pocket, I just wanna spend it. And it drives me crazy

Was thinking about trying to see someone about this and maybe rectify if its a problem.
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Posted: 2007-12-20 03:50:47
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I gotta admit when I lived with my family I used to buy alot of Junk,
I can't remember how many times I changed my phone it was that bad,
till this year I got a big reality shock I got kicked out of my family home luckily I have good pals to put me up,

but it's just temp! I swear this year has been rubbish for me,
but ive managed to get rid of alot of Direct Debits ive got only one now coming out each month my contract with Vodafone.

I hope next year gets better,
a job and my own flat would be great atm I feel very low aout myself and it hurts knowing your family hate you

@ Fat, I really don't know what to say but you need to try and take your mind off it somehow seek some advice yeah..

set up some monthley payments to pay your debts off and you'll feel alot better

have faith and you'll get thru it!!!!
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Posted: 2007-12-20 04:02:53
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Yes i'm loaded to the gunwhales with maHOOsive debt, it's just a way of life these days i reckon.
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Posted: 2007-12-20 10:54:08
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Me too!!

Just under £30k last time I checked! hehehehe

I was paying out £2.5k a month this year but I will have reduced that to £1.5k/month for January of next year, then I can start to look at repaying the £30k at a greater rate of knots!

I still buy my guilty pleasures or I wouldn't get out of bed each morning!!

It pains me to works so hard and hand over my cash in interest to the greedy beggars!
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Posted: 2007-12-20 10:58:19
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im shamefully in deep too, but im a good swimmer

was tempted to sell EVERYTHING i owned liek that guy did on ebay, but i dont thnk a tenner would really help me right now

lol
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Posted: 2007-12-20 11:00:42
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