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it is classed as insurance fraud as you are claiming for the cost of the handset you bought. if u bought it for £320 u should claim for £320 as thats the purchase price u paid. if u claim for more you are basically committing fraud as you didnt pay that much.
IF they word the form you fill in to say how much is the REPLACEMENT cost then you would be ok but from what i can remember its what you purchased it for they will replace.
J.
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Posted: 2009-03-19 13:24:01
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On 2009-03-18 23:23:12, golemsmate wrote:
it isnt really? I need the money to buy the phone again from a reputable retailer.
You mean you need all the money to buy a HTC Touch. And as voda_jon says, it is fraud.
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Posted: 2009-03-19 13:35:09
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On the claim form it asks you to state the total value of the contents. It doesn't ask what YOU paid for the phone. Therefore. If you paid for something at a promotional rate and it's price has since changed and gone up in price. You should state the actu
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Posted: 2009-03-19 13:35:00
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You guys were makin me worry I dunno eat will happen but in about a month I'll get back 2 u
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Posted: 2009-03-19 16:56:40
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I think the big question is, could you buy a replacement for 320 or not?
If yes, claim 320 and buy a new one.
If no, claim whatever it costs for a replacement, and explain to RM you got it at a discounted rate as stated earlier in this thread. This way you cover yourself.
80 quid is definitely not worth getting a record for, or is it?
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Posted: 2009-03-19 17:39:39
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I could probably get one off eBay or here but if I'm gonna get another 1 I don't want 1 that breaks 2 times in a couple of months
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Posted: 2009-03-19 18:28:27
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I've looked through the terms and conditions of applying and the MINIMUM requirements say nothing about proof of purchase. They do say they want evidence of the value though
" Evidence of the item’s value (for loss, part loss & damage claims only) 4"
but they can look into how much is being paid and change it
"Royal Mail will take in to account any findings and the compensation policy for the product used to determine how much, if any payment is due."
So i have done NOTHING wrong. just to clear it up
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Posted: 2009-03-19 23:11:48
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